How it works

From your numbers to a plan you can trust

No spreadsheets, no jargon. Three steps to see whether your money lasts as long as you do.

1 · Tell us your finances

Pensions (workplace, SIPP, defined-benefit), ISAs, property, cash, and your State Pension forecast. A guided, question-first setup gets you going in minutes — refine any time.

2 · See your plan & its stress tests

Watch every pot play out year by year, with tax, inflation and your real State Pension age modelled properly. Then put the plan through historic crises and thousands of simulations to find where it's fragile.

3 · Adjust, save, revisit

Change retirement age, spending or drawdown strategy and watch the outcome move live. Save your plan as a file and pick up exactly where you left off.

What you'll see: your Health Check

Your whole plan summed up in plain English — starting with the one thing everyone wants to know: will my money last?

Your plan looks adequate — your pot outlives the plan, with the State Pension and a workplace pension carrying you for life.

Your plan at a glance

🗓️When you retireBoth at 60, together in 2031

💷Income target£43,900/yr take-home, rising with inflation

🛡️Guaranteed floor£24,800 → £38,400/yr — covers your essentials for life

📉How you drawTax-free cash & pension first, then ISAs

🎁Life eventsDownsize at 68 · help the kids at 70

⏳How long it lastsPot lasts beyond 100 — never runs dry

Tap any line in your own plan for the plain-English "what this means" — and the real numbers behind it.

Then we try to break it

A plan that works on average can still fail if you retire into a bad decade. So we replay your plan as if you'd retired into real history — the 2007 banking crisis, the 1970s, the dot-com crash — and run thousands of simulated futures. You see the share that survive, the worst year, and where the plan bends before it breaks.

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